****PLEASE READ THIS PRIVACY POLICY CAREFULLY****

BY VISITING AND USING THIS WEBSITE AND ANY WEBSITE, WEB PAGES AND SERVICES OPERATED BY BETA ABSTRACT OR ITS AFFILIATES ("BETA ABSTRACT," "WE" OR "US") THAT ARE LINKED ("BETA ABSTRACT SITE"), YOU ARE AGREEING TO THIS PRIVACY POLICY.

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Your use of and access to the Beta Abstract Site is expressly conditioned on your acceptance of the following terms and conditions. If you do not or cannot agree with any part of the following terms and conditions, you may not use or access the Beta Abstract Site. Please note that this privacy policy only applies to the information that we collect via the Beta Abstract Site.

 

Company Policy

The privacy of your non-public personal information is important to us. We use safeguards to protect your privacy and confidentiality. This policy discusses information we collect and the manner in which it is used. We reserve the right, at any time, to add to, change, update or modify our privacy policy simply by posting such change, update or modification on the Beta Abstract Site. Any such change, update or modification will be effective immediately upon posting on the Beta Abstract Site.

 

Security

We use good-faith efforts to maintain physical, electronic and procedural safeguards to guard your non-public personal information. However, while we strive to protect your personal information, we do not ensure or warrant the security of any information you transmit to us, and you do so at your own risk.

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Information Collected

If you do nothing during your visit but browse through the Beta Abstract Site and read the information contained on the web pages, we may gather certain information about your visit automatically. This information does not identify you personally. We may automatically gather the Internet domain (for example, "companyx.com" if you use a private Internet access account), IP address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the web) from which you access Beta Abstract Site, and the date and time you access Beta Abstract Site, and the pages you visit.

We may collect non-public personal information from you when you voluntarily provide personally identifiable information to us through Stewart Site, such as when ordering services/products and accessing account-specific or other profile information. We may collect information about your transactions that we secure from our files and from our affiliates. We may collect information that we receive from consumer reporting agencies. We may collect information that we receive from others involved in your transactions, such as real estate professionals or lenders. We limit use of such information to the purposes for which the information was provided, except as described below. However, we reserve the right to use such information for marketing/product development research and other similar purposes and/or to contact you regarding additional services or products that you may find useful.

We may also release your information to others when we believe, in good faith, that such release is reasonably necessary to (i) comply with law, (ii) enforce or apply the terms of any of our user agreements, or (iii) protect the rights, property or safety of Beta Abstract, Beta Abstract’ users or others. We may also sell, transfer and disclose your information as part of a business divestiture, sale, merger, or acquisition of all or a part of our business.

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If you send an electronic mail (email) message that includes personally identifiable information, for example, in an email message containing an inquiry, we will use that information to respond to your inquiry. Remember that email is not necessarily secure against interception or other disclosure. If your communication is very sensitive, or includes information such as your bank account, charge card or social security number, you should not send it in an email.

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We may use "cookies" to improve our service to you. Cookies may help us recall a previous visit. The cookies we use do not collect personally identifiable information, and we do not use them to determine your identity.

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Cookies are small files stored in your computer’s hard drive by your web browser. We use session cookies to make it easier for you to navigate our Beta Abstract Site and Services.  A session ID cookie expires when you close your browser.  We use persistent cookies to differentiate visitors to our Beta Abstract Site and Services from registered users, to customize the content of certain sections of the Beta Abstract Site, and to enable us to track and cater to the interests of users to enhance their experience on the Beta Abstract Site.  A persistent cookie remains on your hard drive for an extended period of time.  You can remove persistent cookies by following directions provided in your Internet browser's "help" file.

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If you are not comfortable with this use, you may configure your browser to be notified when cookies are to be received and to provide you with the option of refusing cookies.  However, please note that if you have "disabled" cookies in your browser this way or you have “opted out” you may not be able to use certain features on the Beta Abstract Site.

Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.

Our web pages contain "web beacons."  Web beacons allow us to count users that have visited a web page or opened an email that contains a web beacon and collect other types of aggregate information.  Using this information, we can measure the effectiveness of our advertising and how visitors use our Beta Abstract Site and Services.  This allows us to learn what pages are most attractive to our visitors, which parts of our Beta Abstract Site and Services are the most interesting and what kind of offers our registered users like to see.  Some of the web beacons that are in place on our Beta Abstract Site and Services are used only by us, while other web beacons are from our vendors who use this data to assist us in analyzing how our Beta Abstract Site and Services are used.

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Employees

Our employees and agents may view information that you provide us in order to perform their jobs and service you. We do not authorize access to non-public personal information about you to those individuals who do not need to know that information in order to provide products or services to you, or as otherwise provided herein.

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Sharing

We may disclose any information that we collect about you to our affiliates or non-affiliated third parties as permitted by law. We also may disclose information about our customers or former customers and others to the following types of non-affiliated companies that perform marketing services on our behalf or with whom we have joint marketing agreements:

Financial service providers such as companies engaged in banking, consumer finance, securities and insurance

Non-financial companies such as envelope stuffers and other fulfillment service providers.

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Links to other Website

Beta Abstract Site may contain links to website that are provided and maintained exclusively by third parties. Website provided and maintained by third parties are not subject to this privacy policy. Please review the privacy policies on those website to understand their personal information handling practices. We make no representations concerning the privacy policies of these third-party website.

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Disputes

If you choose to visit the Beta Abstract Site or use our Services your visit and any dispute over privacy is subject to this Privacy Policy and our Terms of Use including limitations on damages, arbitration of disputes, and application of the laws of the United States, and the State of New York (for New York transactions), Florida (for Florida transactions) and New Jersey (for New Jersey transactions).

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No Rights of Third Parties

This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of the Beta Abstract Site.

 

Applicable Law

By using the Beta Abstract Site and/or Services, you agree that the laws of the State of New York (for New York transactions), Florida (for Florida transactions) and New Jersey (for New Jersey transactions), without regard to its conflict of laws principles, govern this privacy policy and any dispute of any sort that might arise between you and Beta Abstract or its affiliates.

 

Choice and Opt Out

You may remove your information from our database so as not to receive future communications or to close your account or opt out of our sharing information with third parties for marketing purposes by emailing us at info@betaabstract.com or sending snail mail (certified mail, return receipt requested is recommended) to the following address:

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Attn: Legal Department

Beta Abstract LLC

3115 Long Beach Road -2nd Floor 

Oceanside, NY 11572

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Questions

If you have questions about our privacy policy, you may contact our webmaster at info@betaabstract.com.
Please provide the webmaster with information about the specific Beta Abstract Site about which you are inquiring.

 

Terms of Use

These Terms of Use were updated on June 7, 2018. Your continued use of the Services constitutes your acceptance of the updated policies.

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General Use

This website (the "Site") is owned and operated by Beta Abstract, LLC, a title and settlement company, headquartered at 3115 Long Beach Road, 2nd Floor, Oceanside, NY 11572 (“Beta Abstract LLC”). These Terms of Use which include the Beta Abstract Privacy Policy, serve as the “Agreement” between you and Beta Abstract regarding your use of the Site, and provide important information to you about the content of the Site and our limitation of liability to you. By accessing the Site, you signify that you accept the terms of the Agreement. If you do not or cannot agree with any part of the Terms of Use, you cannot use or access the Beta Abstract Site and Services.

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This Website is not for use by any user under 13 years old

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Ownership and Use Limitations 

All information, data, text, software, music, sound, photographs, graphics, video, messages, or other material ("Content") presented to You on the Beta Abstract Site is owned by Beta Abstract and various third parties. Nothing contained on the Beta Abstract Site grants User, by implication, estoppel, or otherwise, any license or right to use any of the Content without the written permission of Beta Abstractor such other party that may own the Content. Any use of any of the marks appearing throughout the Beta Abstract Site without the express written consent of Beta Abstractor the owner of the mark, as appropriate, is strictly prohibited.

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User's sole rights of use to the Content are the right to view and print documents and graphics incorporated in the documents from any Beta Abstract Site subject to the following: (1) the documents may be used solely for personal and informational purposes and (2) the documents may not be modified or altered in any way. Except as expressly provided herein, User may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit, or distribute any software, product, services, or information from any Beta Abstract Site, in whole or in part, without the prior written permission of Beta Abstractor the applicable third party.

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Updates to Terms

Beta Abstract reserves the right to update or change these Terms at any time by posting the most current version of the Terms on the Site with a new Effective Date shown. All such changes in the Terms shall be effective from the Effective Date. Your continued use of the Site and Services after we post any changes to the Terms signifies your agreement to any such changes. If you do not agree to these Terms, you must discontinue using the Site and Services.

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Third Party Site

Certain links on this website will take you away from Beta Abstract Site. The linked site are not under the control of Beta Abstract and Beta Abstract is not responsible for the contents of any linked site. Beta Abstract provides these links as a convenience to users and the inclusion of any link does not imply endorsement by Beta Abstract of any third-party site.

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Termination

Beta Abstract can terminate your access to the Site and Services, in whole or in part, (collectively your "Access") at any time, immediately and without notice. Beta Abstract is not required to provide you notice prior to terminating your Access. Beta Abstract is not required, and may be prohibited, from disclosing a reason for the termination of your Access. Even after your Access is terminated, this Agreement will remain in effect. All terms that by their nature may survive termination of this Agreement shall be deemed to survive such termination.

 

Indemnification

As a condition of use of any Beta Abstract Site, User agrees to indemnify, protect, defend, and hold Beta Abstract and its suppliers harmless from and against any and all liabilities, expenses (including reasonable attorneys' fees), and damages arising out of claims resulting from: (a) User's use of any Beta Abstract Site or (b) User's customers or others accessing or using any Beta Abstract Site by, through, or under User, including without limitation any claims alleging facts that if true would constitute a breach by User of these Terms of Use.

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Disclaimer and Limitation of Liability 

BETA ABSTRACTAND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, TIMELINESS, OR ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, OR RELATED GRAPHICS CONTAINED ON ANY BETA ABSTRACTSITE OR ANY THIRD-PARTY SITE FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. BETA ABSTRACTAND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF SECURITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

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ANY MATERIAL, SERVICE, OR TECHNOLOGY DESCRIBED OR USED ON THE SITE MAY BE SUBJECT TO INTELLECTUAL PROPERTY RIGHTS OWNED BY THIRD PARTIES WHO HAVE LICENSED SUCH MATERIAL, SERVICE, OR TECHNOLOGY TO BETA ABSTRACT TITLE. BETA ABSTRACT DOES NOT HAVE ANY OBLIGATION TO VERIFY THE IDENTITY OF THE PERSONS ACCESSING ITS SITE; THEREFORE, BETA ABSTRACTDISCLAIMS ALL LIABILITY FOR IDENTITY THEFT OR ANY OTHER MISUSE OF YOUR IDENTITY OR INFORMATION BY OTHERS.

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IN NO EVENT SHALL BETA ABSTRACTAND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA, OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH (I) THE USE OR PERFORMANCE OF ANY BETA ABSTRACTSITE OR THIRD PARTY SITE; (II) THE DELAY OR INABILITY TO USE ANY BETA ABSTRACTSITE OR THIRD PARTY SITE; (III) THE PROVISION OF OR FAILURE TO PROVIDE ANY SERVICE; (IV) THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, OR RELATED GRAPHICS OBTAINED THROUGH ANY BETA ABSTRACTSITE OR THIRD PARTY SITE, OR (IV) ANY BETA ABSTRACTSITE OR THIRD PARTY SITE OR OTHERWISE ARISING OUT OF THE USE OF ANY BETA ABSTRACTSITE OR THIRD PARTY SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF BETA ABSTRACTOR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO USER. IF USER IS DISSATISFIED WITH ANY PORTION OF ANY BETA ABSTRACTSITE OR THIRD PARTY SITE, OR WITH ANY OF THESE TERMS OF USE, USER'S SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING SUCH BETA ABSTRACTSITE OR THIRD PARTY SITE.

 

Dispute Resolution

Any dispute, claim, or controversy between you and Beta Abstract arising in connection with or relating in the use of the Site or the Services provided by Beta Abstract (whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and whether the claims arise during or after the termination of the Agreements) will be determined by mandatory binding individual (not class) arbitration. The arbitration shall be held before one arbitrator under the commercial arbitration rules of the American Arbitration Association ("AAA") in force at that time. The arbitration shall be venued in Nassau County, New York or Palm Beach County, Florida. The arbitrator shall be selected pursuant to the AAA rules or from a list of arbitrators provided by Beta Abstract Title. Filing and other non-award costs will be paid for, in equal shares, by both parties except that the fee to the arbitrator will be paid by the non-prevailing party. Any judgment upon the award rendered by the arbitrators may be entered in any court of competent jurisdiction in Palm Beach County, Florida. The arbitrators shall not have the power to award damages in connection with any Dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of an arbitration under this agreement with arbitration of disputes or claims of any non-party, regardless of the nature of the issues or disputes involved.

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Should a Dispute arise and should the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and Beta Abstract Title, the parties agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Nassau County, New York or Palm Beach County, Florida. If either party employs attorneys to enforce any right in connection with any Dispute or lawsuit the prevailing party shall be entitled to recover reasonable attorneys' fees. This arbitration provision will survive termination of the Agreements.

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Severability and Waiver

Unless as otherwise stated in the Agreements, should any provision of the Agreements be held invalid or unenforceable for any reason or to any extent, such invalidity or enforceability shall not in any manner affect or render invalid or unenforceable the remaining provisions of the Agreements, and the application of that provision shall be enforced to the extent permitted by law.

Any failure by Beta Abstractor any third party beneficiary to enforce the Agreements or any provision thereof shall not waive Beta Abstractor the applicable third party beneficiary’s right to do so.

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Entire Agreement

Other than as stated in this section or as explicitly agreed upon in writing between you and Beta Abstract Title, the Agreements constitute all the terms and conditions agreed upon between you and Beta Abstract and supersede any prior agreements in relation to the subject matter of these Agreements, whether written or oral, or whether established by custom, practice, policy or precedent, with respect to the subject matter of this Agreement. You also may be subject to additional terms and conditions that may apply when you use or purchase certain other Beta Abstract products or services.

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Injunctive Relief 

In no event shall you seek or be entitled to rescission, injunctive or other equitable relief, or to enjoin or restrain the operation of the Site.

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Assignment

Beta Abstract may assign the Agreements or any part of them, and Beta Abstract may delegate any of its obligations under the Agreements. You may not assign or delegate any rights or obligations under this Agreement. Any purported assignment and delegation shall be ineffective.

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Complaints Regarding Copyright Infringement 

We respect the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us with the following information:

• Your name, address, phone number, and email address, so that we can reach you;

• Identification of the copyrighted work(s) you believe to be infringed;

• Identification of the material on the Site you believe is infringing, including a location description (e.g., a URL);

• A statement, made under penalty of perjury, that you are the copyright owner or are authorized to act on the copyright owner's behalf, and that the information you provided is accurate;

• A statement that you have a good-faith belief the disputed use is not authorized by the copyright owner, its agent, or the law;

• A physical or electronic signature;

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Send your infringement notices to:

Attn: Legal Department

Beta Abstract LLC

300 Garden City Suite 222

Garden City, NY 11530

Email: info@betaabstract.com

 

Contact Us

If you have questions about this Agreement or the Site, please email us at info@betaabstract.com. You can also write to us at: 3115 Long Beach Road, 2nd Floor, Oceanside, NY 11572